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10 Best Fintech Apps for 2021

Cutthroat competition best defines the scenario in the realm of fintech. Ever since technology made its way into the finance sector, things have never been the same.

From offering us multiple modes of payment to making loans and credit cards easier and simpler, fintech application development has indeed made it convenient for laymen like us to enter the world of finance.

Read More: FinTech Trends to Watch in 2020-2021

Over the last few years, there has been dynamic growth in fintech app development. Over 64% of the consumers across the world have at least used one fintech app in 2019. Not just that, the market is anticipated to grow at a 6% CAGR to value at $26tn in 2022. What’s equally interesting is that there are over 48 unicorns in fintech with a combined worth of around $187bn.

Read More: Key FinTech Statistics 2020: Market Share and Data Analysis

So, if you’re someone who intends to make the most of the situation by launching your own fintech app in the market, we have got you covered. This post contains the ten best fintech apps you should know about so you understand what they do, how they operate and carve a space for your fintech company accordingly.

So, what are we waiting for?

Let’s get started.

10 Best Fintech Apps in 2021 Inspires Fintech Startups

Best Fintech Apps 2021

10 Best Fintech Apps You Simply Can’t Overlook

1. MoneyLion

Type of Fintech: Mobile Banking

Platforms: iOS & Android

Country: United States

Best Fintech Apps 2021 - MoneyLion - A Mobile Banking App

MoneyLion – A Mobile Banking App

This is the go-to app for consumers who look to seek financial advice and loans. In the market for over six years, this top fintech app is a blend of savings, lending, and wealth management aspects. This is an ideal financial companion consumers can resort to for any finance-related assistance. It operates on a subscription-based model that also includes the setting up of the bank account of users. Besides this, it offers banking services.

2. Robinhood

Type of Fintech: Investment

Platforms: iOS & Android

Country: United States

Best Fintech Apps - Robinhood - An Investment App

Robinhood – An Investment App

With a pop-culture name, this is a stock trading app that is available for free. With this app, users can trade stocks, indices, and even cryptocurrencies at zero commission charges. It has an amazing integration with over 3,500 banks in the US to provide optimum trading experiences to consumers. Thanks to its services and features, this venture is now valued at around $8bn today.

3. Chime

Type of Fintech: Mobile Banking

Platforms: iOS & Android

Country: United States

Top Fintech Apps 2021 - Chime - A Mobile Banking App

Chime – A Mobile Banking App

It is one of the fastest-growing mobile-only banks that also allows consumers to better manage their expenses and savings in one place. It levies zero transaction charges and offers free ATMs across the country. One of the best features of the app is that it automatically helps you save by deducting 10% of the amount credited to your account and transferring it to your savings account. Mom, is that you?

4. Nubank

Type of Fintech: Online Banking

Platforms: iOS & Android

Country: Brazil

Fintech Mobile Apps 2021 - Nubank - An Online Banking App

Nubank – An Online Banking App

Based out of Brazil, it offers information to consumers about saving balances, rewards, and credit cards in real-time. With over 12mn customers, Nubanks ranks sixth in its home market. It emphasizes the importance of user experience by having a very simple user interface with minimal learning curves to accommodate users from all walks of life. Also, the company’s blog publishes several educational posts on diverse fintech topics.

5. Mint

Type of Fintech: Personal Finance

Platforms: iOS & Android

Country: United States

Best Fintech Technology Apps 2021 - Mint - A Personal Finance App

Mint – A Personal Finance App

Mint is regarded as one of the most precise apps to collect consumer information such as accounts, credit scores, transactions, and more. The app offers financial advice, reminders to pay bills and settlements, and detects patterns in spending data to come up with the most valuable insights on saving on expenses. It has one of the tightest encryptions in the fintech realm.

6. Revolut

Type of Fintech: Online Banking

Platforms: iOS & Android

Country: United Kingdom

Best Online Banking Apps 2021 - Revolut - An Online Banking App

Revolut – An Online Banking App

Revolut is yet another top fintech app that offers a blend of banking services and finance management services to its consumers. As far as banking services are concerned, it offers currency exchange, P2P payment systems, cryptocurrency exchange, debit cards, and more. When it comes to financing management services, it offers budgeting, real-time currency exchange facilities, and more.

From the app’s mobile banking features, you could send money in over 25 currencies and withdraw in over 120 currencies across the world. With respect to cryptocurrencies, it supports Ethereum, Bitcoin, Bitcoin Cash, Litecoin, and more.

And did we also mention that it offers you overseas travel insurance and a feature that makes splitting bills with your family simpler?

7. Coinbase

Type of Fintech: Cryptocurrency Wallet

Platforms: iOS & Android

Country: United States

Best Fintech Apps with Blockchain 2021 - Coinbase - A Cryptocurrency Wallet App

Coinbase – A Cryptocurrency Wallet App

If you’ve been following us, you would have noticed that we have always shed light on blockchain and its potential in fintech software development. Well, Coinbase is one of those companies that stands as a testimony to this. Based on blockchain technology, it is one of the largest cryptocurrency exchange apps in the USA.

With this app, you could look at the value of cryptocurrencies in real-time and invest and trade in any of them by scheduling their purchases. It has over 25 million users in over 32 countries. One of the best aspects of this app is that close to 98% of the cryptocurrency is secured and stored offline. The rest is secured by state-of-the-art online security infrastructure and protocols.

8. N26

Type of Fintech: Finance Management

Platforms: iOS & Android

Country: Berlin

Best Fintech Apps 2021 - N26 - A Finance Management App

N26 – A Finance Management App

This app is based out of Berlin, Germany, and allows you to take instant charge of your finances after installation. It offers you transparent money management tools so you could save better and spend wiser. Besides, it also offers you up to 2 free withdrawals in ATMs. You could also use the app to initiate instant money transfers and get full-fledged insights into your spending statistics.

9. Finch

Type of Fintech: Personal Finance

Platforms: iOS & Android

Country: Australia

Best Fintech Apps - Finch - A Personal Finance App

Finch – A Personal Finance App

Finch is designed for today’s millennials who can be seen with mobile at any given point in time. With Finch, the company aims at making finance more social and easier. The app allows users to send and receive money without having the need to know any bank details. Besides, users can also use the app to track expenses, split bills and do more.

10. Tellus

Type of Fintech: Cash & Real Estate

Platforms: iOS & Android

Country: United States

Best Fintech Apps 2021 - Tellus - A Cash & Real Estate App

Tellus – A Cash & Real Estate App

One of the niches and specific implementations of fintech is Tellus. This is designed and developed to foster a seamless transactional environment for landlords and tenants. It allows app users to collect rent, pay rent, maintain all tenant information in one place for easy access and retrieval, perform screening of tenants, initiate services and repairs, in-app messaging, file sharing, and more. Truly a useful app.

Wrapping Up

So, these were the top 10 fintech apps you should know about in 2021 to design and develop your app. With this exhaustive list, we are sure you have a better idea of the fintech world out there. All you need to do right now is tweak your ideas and get an app developed for them.

And for that, we recommend you get in touch with an expert fintech app development company like ours. We offer the most reliable fintech software development services and work with the best fintech app developers in the industry to make your fintech app the most reliable one in the market.

Get started with us today.

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